BSA/AML Specialist - Enhanced Due Diligence

***Location flexible in any Tompkins Community Bank Market only.

Hybrid schedule may be an option within the markets once training is complete.***

The BSA/AML Specialist is responsible for performing analysis of financial and non-financial data to ensure compliance with Bank Secrecy Act (“BSA”)/Anti-Money Laundering (“AML”) and Office of Foreign Asset Control (“OFAC”) laws, regulations, and regulatory guidance. The BSA/AML Specialist will be responsible for investigating complex Enhanced Due Diligence (EDD) reviews for purposes of identifying clients that pose a great than normal AML risk to the Bank as well as conduct periodic and ad-hoc reviews EDD reviews for the Bank.

• Conduct Enhanced Due Diligence (EDD) reviews of High-Risk customers. Identify and monitor customers and accounts that represent an increased risk for money laundering activity, including those utilizing high-risk products and services.
• Proficiency in completing high quality EDD High Risk Customer reviews across Tompkins.
• Review system generated alerts, assess impact to EDD processes, conduct research as required, and document results in written format.
• Provide management with feedback on the high-risk customer review process.
• Handle issues as appropriate for advanced investigation and analysis.
• Support the rest of BSA in executing certain additional responsibilities as needed.
• Seek out resources and growth opportunities to obtain additional knowledge of BSA/AML/OFAC practices, and share with fellow team members as appropriate.
• All other duties as assigned.

• An Associate’s Degree. A Bachelor’s Degree or higher is preferred.
• A minimum of 2-5 years’ related experience. Knowledge of banking operations, investigation experience, or compliance is preferred.
• Excellent communication skills.
• Proven ability to analyze information and formulate conclusions.
• Understand the confidentiality of the work environment and responds accordingly to protect and preserve sensitive information.
• Proficient interpersonal relations, communication skill level to effectively interact with others across the Company.
• Proficient use of technology and software applications, including the Microsoft Office applications.
• Experience working with automated systems to detect and report suspicious activities is preferred.
• Knowledge of BSA/AML, and OFAC laws, rules, regulations, and guidance, and their applicability is preferred.

• Medical
• Dental
• Vision
• 401(k) Match
• Profit Sharing
• Paid Time Off
• 11 Holidays
• Tuition Reimbursement
• Free Parking throughout Tompkins Community Bank
• Employee Referrals

Tompkins is committed to a policy of Equal Employment Opportunity ("EEO") with respect to all team members and applicants for employment and a work environment free from discrimination (including unlawful harassment) based on race, color, religion, sex, sexual orientation, transgender status, gender non-conformity, gender identity, gender expression, national origin, age, marital status, domestic violence victim status, disability, predisposing genetic characteristics, military or veteran status or status in any group protected by federal, state, or local law.

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• Conduct Enhanced Due Diligence (EDD) reviews of High-Risk customers. Identify and monitor customers and accounts that represent an increased risk for money laundering activity, including those utilizing high-risk products and services.
• Proficiency in completing high quality EDD High Risk Customer reviews across Tompkins.
• Review system generated alerts, assess impact to EDD processes, conduct research as required, and document results in written format.
• Provide management with feedback on the high-risk customer review process.
• Handle issues as appropriate for advanced investigation and analysis.
• Support the rest of BSA in executing certain additional responsibilities as needed.
• Seek out resources and growth opportunities to obtain additional knowledge of BSA/AML/OFAC practices, and share with fellow team members as appropriate.
• All other duties as assigned.

• An Associate’s Degree. A Bachelor’s Degree or higher is preferred.
• A minimum of 2-5 years’ related experience. Knowledge of banking operations, investigation experience, or compliance is preferred.
• Excellent communication skills.
• Proven ability to analyze information and formulate conclusions.
• Understand the confidentiality of the work environment and responds accordingly to protect and preserve sensitive information.
• Proficient interpersonal relations, communication skill level to effectively interact with others across the Company.
• Proficient use of technology and software applications, including the Microsoft Office applications.
• Experience working with automated systems to detect and report suspicious activities is preferred.
• Knowledge of BSA/AML, and OFAC laws, rules, regulations, and guidance, and their applicability is preferred.